SUCCESS STORY SUBMISSION TERMS: 

By submitting my success story on www.ginstephens.com,  I agree to the following: 

I hereby grant Gin Stephens permission to use my story and/or photo(s) without payment or other consideration.   I waive any right to royalties or other compensation arising from or related to the use of my story or photo(s).  I hereby hold harmless, release, and forever discharge Gin Stephens from all claims, demands, and causes of action which I, my heirs, representatives, executors, administrators, or any other persons acting on my behalf or on behalf of my estate have or may have by reason of this authorization.  I affirm that I am at least 18 years of age.